We want to share with you our thoughts on business projections, cash management, small business, entrepreneurship, finance, startups, and business planning.



We created ProjectionSmart to help entrepreneurs and owners of small businesses under $10 million in sales. Those are the specific people we set out to help. We want to help them see their financial future and understand the numbers of their business. We know that most of them don’t have a finance background and also don’t have a controller or CFO to help them, so we made ProjectionSmart easy to use and simple to understand. So far we’ve helped lots of entrepreneurs and small business owners see where... [continue reading]

Gino Wickman spent many years consulting at small companies. He worked with thousands of businesses and every type of entrepreneur or business owner. In his experience he found that all small companies had basically the same problems. Regardless of their industry, they were all struggling with the same issues. Wickman grouped their problems into six areas: Vision, Data, People, Issues, Process and Traction. Since he knew most small business owners have never been to business school, he knew they didn’... [continue reading]

Most companies are facing trying times right now. Revenues have dropped suddenly and dramatically, and they certainly will stay at reduced levels for at least a short time, but maybe for longer. Companies are having to make decisions about cutting staff, reducing inventory, and reducing expenses. For most companies, these decisions are difficult to make because it’s not often we suddenly find ourselves in these very difficult situations – think 9/11 or the Great Recession. Most of us just aren’t prepared... [continue reading]

If you're an entrepreneur, you will probably at some point be forced to write the dreaded Business Plan. You'll need to raise money, either debt or equity, and the person giving you the money will want to see what your plans are. Why did I call the business plan "dreaded?" Just Google "I hate business plans" and you'll see what I mean. You'll see topics like, "10 Reasons Not to Write a Business Plan," and "Business Plans and Why I Hate Them," and "Why Business Plans are Worthless." Really makes you wa... [continue reading]

Meet a small business owner who is using our Growth tool exactly as it was designed to be used and who can speak to how helpful it is to her in running her business ... Judy Praska purchased a FasTest Labs franchise when she was in job transition and decided that she wanted to own her own business. She liked the product and was confident that with her strong networking skills she would be successful.   Judy attended a ProjectionSmart workshop because she wanted to learn more about business plannin... [continue reading]


Tag Cloud

[ ProjectionSmart ] [ startup ] [ numbers ] [ succeed ] [ fail ] [ Planning ] [ Plans ] [ Budget ] [ Projection ] [ Number ] [ Plan ] [ Balance Sheet ] [ Cash Flow ] [ control ] [ failure ] [ crystal ball ] [ financial picture ] [ future ] [ options ] [ risk ] [ model ] [ income statement ] [ P&L ] [ equity ] [ bizowner ] [ micro-business ] [ entrepreneur ] [ Proof Plan ] [ banker ] [ investor ] [ mistakes ] [ profit ] [ cash ] [ mistake ] [ sales ] [ margin ] [ markup ] [ margin percentage ] [ business plan ] [ business planning ] [ bootstrap ] [ bootstrapping ] [ debt ] [ bank ] [ investors ] [ success ] [ turnaround ] [ Growth ] [ financial statements ] [ fear of finance ] [ see the future ] [ confront your concerns ] [ proof ] [ forecast ] [ look ahead ] [ financial model ] [ financial projection ] [ failure rate ] [ first year ] [ decision making ] [ sales forecast ] [ expenses ] [ insights ] [ SCORE ] [ The Blueprint ] [ projections ] [ templates ] [ spreadsheets ] [ loan ] [ accounting ] [ Gross margin ] [ gross profit ] [ net income ] [ better business decisions ] [ financial projections ] [ overhead ] [ accounts receivable ] [ accounts payable ] [ revenue per employee ] [ business plans ] [ Finances First ] [ crisis ] [ scenario ] [ Predict ] [ CPA ] [ accountant ] [ spreadsheet ] [ Cuban ] [ manage ] [ companies ] [ subscriptions ] [ start ] [ business ] [ entrepreneurs ] [ create ] [ confidence ] [ Startups ] [ small business ] [ cash flow statement ] [ entrepreneurship ] [ cash basis ] [ accrual basis ] [ podcast ] [ see ] [ pandemic ] [ banking ] [ regulatory ] [ decisions ] [ finances ] [ accrual ] [ taxes ] [ RAAP ] [ cash management ] [ financial impact ] [ troubled ] [ strategy ] [ peace ] [ struggling ] [ reasons ] [ banks ] [ FranNet ] [ franchise ] [ information ] [ intuition ] [ proactive ] [ reacting ] [ tactics ] [ survey ] [ tool ] [ statement of cash flows ] [ vision ] [ goals ] [ subscription ] [ Excel ] [ QuickBooks ] [ understand numbers ] [ costs ] [ scale ] [ advisor ] [ prediction ] [ trusted advisor ] [ client ] [ benefits ] [ Process ] [ monthly ] [ forward-looking ] [ forward ] [ backward ] [ staff ] [ modeling ] [ predictions ] [ pricing ] [ reports ] [ Linked User ]

Five stars

"Roger and staff are wonderful to work with! Such a great planning tool for small businesses!"
~ Sam, Entrepreneur

Five stars

"ProjectionSmart broke down and simplified the costs and cash flow of running a small business. It helped me get an idea of what to shoot for when I start my business."
~ Luke, startup entrepreneur

Five stars

"Great program for any business owner or anyone trying to start a business."
~ Zach, Small business owner