We want to share with you our thoughts on business projections, cash management, small business, entrepreneurship, finance, startups, and business planning.



Gino Wickman spent many years consulting at small companies. He worked with thousands of businesses and every type of entrepreneur or business owner. In his experience he found that all small companies had basically the same problems. Regardless of their industry, they were all struggling with the same issues. Wickman grouped their problems into six areas: Vision, Data, People, Issues, Process and Traction. Since he knew most small business owners have never been to business school, he knew they didn’... [continue reading]

Most companies are facing trying times right now. Revenues have dropped suddenly and dramatically, and they certainly will stay at reduced levels for at least a short time, but maybe for longer. Companies are having to make decisions about cutting staff, reducing inventory, and reducing expenses. For most companies, these decisions are difficult to make because it’s not often we suddenly find ourselves in these very difficult situations – think 9/11 or the Great Recession. Most of us just aren’t prepared... [continue reading]

If you're an entrepreneur, you will probably at some point be forced to write the dreaded Business Plan. You'll need to raise money, either debt or equity, and the person giving you the money will want to see what your plans are. Why did I call the business plan "dreaded?" Just Google "I hate business plans" and you'll see what I mean. You'll see topics like, "10 Reasons Not to Write a Business Plan," and "Business Plans and Why I Hate Them," and "Why Business Plans are Worthless." Really makes you wa... [continue reading]

Meet a small business owner who is using our Growth tool exactly as it was designed to be used and who can speak to how helpful it is to her in running her business ... Judy Praska purchased a FasTest Labs franchise when she was in job transition and decided that she wanted to own her own business. She liked the product and was confident that with her strong networking skills she would be successful.   Judy attended a ProjectionSmart workshop because she wanted to learn more about business plannin... [continue reading]

You don’t want to be an accountant, and you don’t have to be one to run your own small business. You’ve got a bookkeeper to take care of your accounting, and you have a CPA to do your taxes. But in order to talk intelligently to your banker, your managers, or other small business owners, there are a few finance terms that you simply must understand. Don’t worry; these concepts are easy to understand when they are explained simply. In fact, you probably already understand them just from your experience... [continue reading]


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Five stars

"ProjectionSmart is very easy to use for the small business owner who wants to assess his finances and know where his cash is going. It is extremely helpful to me in making more informed business decisions. It gives me peace of mind."
~ Justin, CEO of professional services firm

Five stars

"ProjectionSmart makes it easy to create your business plan and find out if you have any shortcomings or need to reevaluate your plan."
~ Parker, startup entrepreneur

Five stars

"ProjectionSmart is an incredibly valuable tool for anyone looking to start their own business. It gives a great layout of the trajectory of your business based on the numbers you provide. If you want to remove a lot of the unknown and confusion that comes with starting your own business, I definitely recommend using ProjectionSmart!"
~ Brady, Entrepreneur