Assets equal Liabilities plus Owners Equity. Debits equal credits. Sales minus cost of goods sold equals gross margin. Have I lost you yet? One of the reasons people dread the idea of doing financial projections is that they don’t like accounting. No, wait. They REALLLY don’t like accounting. They think that accounting is so esoteric and so complicated that they couldn’t possibly understand it -- like nuclear physics or the theory of relativity. When I was a CFO, I tried to explain financial statem... [continue reading]


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Five stars

"ProjectionSmart is a resourceful tool for getting a realistic view of future projections. It is easy to use and very helpful in planning for a future business."
~ Sam, entrepreneur

Five stars

"ProjectionSmart is an exceptional tool to help study financials and prepare projections. With little to no background in accounting, I have found this to be an amazing tool and resource for my business. It is really easy to use with excellent support if you need additional help. I would recommend this program to small business owners or anyone who seeks help in this area."
~ Stephanie, Small business owner

Five stars

"ProjectionSmart was very simple to use and helped me greatly understand what is needed and what it will take for me to start a business."
~ Kelsie, small business owner

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