We want to share with you our thoughts on business projections, cash management, small business, entrepreneurship, finance, startups, and business planning.



I invite you to join me on Wednesday on the Club E podcast when I will discuss how entrepreneurs and small business owners who do not have a finance or accounting background can make forward-looking, finance-based decisions. Startups and small businesses fail every year, and one reason why is that they don’t understand how their business decisions impact their cash flow. ProjectionSmart was created to help small business owners who don’t have a background in finance or accounting make better business ... [continue reading]

Bruce Roles is a mechanical engineer with a solid background at manufacturing companies in the rubber, concrete, and precision tooling industries. In his roles as Director of Operations he has developed extensive experience with Lean, ISO, Continuous Improvement, and EOS (Entrepreneurial Operating System). When he found himself in transition in late 2019, he devoted himself wholeheartedly to his job search, networking extensively with people in the community with close ties to manufacturing companies. ... [continue reading]

What’s the difference between a forecast and a projection? I know that I often use those terms interchangeably. Does anyone care? Does it even matter? Yes, it does matter, or at least it can. There is a subtle but significant difference between a forecast and a projection. It probably won’t matter too much for your internal discussions, but if you’re talking to a professional like a banker or a potential investor, you should be clear on whether you’re presenting them with a forecast or a projection. ... [continue reading]

I recently listened to the Westwood One Podcast “Exploitation Economy” on the Prof G Show with Scott Galloway. Galloway interviewed Jim McKelvey, co-founder of Square and author of “The Innovation Stack: Building an Unbeatable Business One Crazy Idea at a Time.” McKelvey offered some great insights into entrepreneurship. He said that when faced with a problem, copying is often the answer. If you’re faced with a problem, the first thing you should do is look around and see if anyone else has already so... [continue reading]

https://www.startups.com/library/expert-advice/what-is-a-startup-company In her great Startups.com blog from March of 2018, Emma McGowan talks to a number of entrepreneurs to answer the question, “So what is a startup, anyway?” To me the article really explains the essence of what it means to be a startup. Eric Ries, the creator of the Lean Startup methodology, defines a startup like this: “A startup is a human institution designed to create a new product or service under conditions of extreme unce... [continue reading]


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Five stars

"I found ProjectionSmart to be user friendly and extremely insightful. I am grateful to have had this as a resource!"
~ Cody, Entrepreneur

Five stars

"ProjectionSmart is a resourceful tool for getting a realistic view of future projections. It is easy to use and very helpful in planning for a future business."
~ Sam, entrepreneur

Five stars

"ProjectionSmart is an exceptional tool to help study financials and prepare projections. With little to no background in accounting, I have found this to be an amazing tool and resource for my business. It is really easy to use with excellent support if you need additional help. I would recommend this program to small business owners or anyone who seeks help in this area."
~ Stephanie, Small business owner

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