It’s clear that there has never been a year like 2020. I remember the Great Recession of 2007 to 2009 as a terrible time for business, but even the Great Recession did not generate the large number of small business failures, the extensive unemployment, or the widespread disruption in everything from consumer goods supply to our daily commute-based work lives that the pandemic has caused. Shawn Gardner, a commercial banker at BNC Bank in Minneapolis, told me recently that the pandemic is going to have... [continue reading]


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