We want to share with you our thoughts on business projections, cash management, small business, entrepreneurship, finance, startups, and business planning.



At ProjectionSmart, we’re all about business planning. I searched “business planning” on Google, and all I found was countless articles on writing business plans: “How to Write a Write a Business Plan” and “How to Write the Perfect Business Plan.” Another article, despite its title of “Definition of Business Planning,” was also all about the importance of a business plan. So what is my definition of business planning? I say that it means briefly pausing in the performance of your day-to-day activi... [continue reading]

I recently did a blog called "The Best Article You’ll Read on Cash Flow," so I thought I would share this video about the Statement of Cash Flows (SCF). The SCF is the most important but also the most overlooked of the financial statements. QuickBooks can easily prepare the SCF for you. Watch this video, and I think you will start paying attention to your SCF.   [continue reading]

We just completed a survey of our customers. Thank you for participating! We hope you are enjoying your Starbucks gift card as a sign of our appreciation. Our goal was to understand what you thought about projections, how well you understood them, and how you do them. Here’s what we learned. 1. People like you, who understand what a good financial plan can do for you, make up a minority of business owners! You may be in a business that runs on numbers (say, manufacturing), or you may just b... [continue reading]

I spent a couple of hours reading quite a few articles on the Internet about cash flow. There were titles like, “How to Manage Cash Flow,” “Cash Management Tips to Grow Your Business,” and “What is Cash Flow and How Do I Manage It?” I thought I’d save you the trouble of reading them all and summarize for you what I learned. “Cash is King” The first thing I learned is that “Cash is King.” I think every article contained that over-used phrase. Of course, that lack of creative expression doesn’... [continue reading]

Roger recently appeared on the Small Small Business (SSB) podcast. Learn how SSB helps small businesses here. Roger discussed 10 reasons why you should do business projections. Here’s reason number ten. Roger Scherping: All right, number 10 I call “Stop managing by the seat of your pants,” or another way to say it, “Are you controlling your business, or is your business controlling you?” Do you ever feel like all you’re ever doing is reacting to the things that happen in your business? Do y... [continue reading]


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Five stars

"ProjectionSmart was incredibly helpful in allowing me to process and display data from my future business in a way that was easy to both read and understand."
~ Joel, small business owner

Five stars

"ProjectionSmart is very easy to use. It's fabulous how I can quickly see the status of my business in just the 5 graphs. ProjectionSmart is like my electronic accountant."
~ Bill, CEO of software developer

Five stars

"Excellent software. Love that the format allows me to change data as needed!"
~ Judy, Franchise owner