We want to share with you our thoughts on business projections, cash management, small business, entrepreneurship, finance, startups, and business planning.



Roger recently appeared on the Small Small Business (SSB) podcast. Learn how SSB helps small businesses here. Roger discussed 10 reasons why you should do business projections. Here’s reason number four. Roger Scherping: OK, number four is, “Do you want to grow?” If you want to grow, you’ll learn that nothing taxes your resources more than growth. Your cash is getting sucked up by an increasing amount of receivables, by inventory going up, you may be making capital expenditures, you’re hiring... [continue reading]

Roger recently appeared on the Small Small Business (SSB) podcast. Learn how SSB helps small businesses here. Roger discussed 10 reasons why you should do business projections. Here’s reason number three. Roger Scherping: We’ll keep it going. OK, here’s number three. Lack of planning is a leading cause of business failure. This could be number one on the list because it’s so true. And there are lots of great quotes about planning, but I pulled out my three favorites. “Planning is bringing t... [continue reading]

Roger recently appeared on the Small Small Business (SSB) podcast. Learn how SSB helps small businesses here. Roger discussed 10 reasons why you should do business projections. Here’s reason number two. Roger Scherping: The second reason I think people should do projections is for peace of mind. And I hear this a lot from our customers. I hear from people who are considering starting a business, and they want to do it, but they can’t answer questions like, Am I going to be able to make money ... [continue reading]

Roger recently appeared on the Small Small Business (SSB) podcast. Learn how SSB helps small businesses here. Roger discussed 10 reasons why you should do business projections. Here’s reason number one. Roger Scherping: And the first one comes from my experience working with troubled companies, and my first reason is that troubled companies need a plan. So I mentioned that I worked at all of these small companies and got them turned around. Well, there are a lot of companies that 2020 wasn’t ve... [continue reading]

In my previous blog LINK I gave many real life examples of small businesses and entrepreneurs making serious mistakes because they didn’t understand the numbers of their business. Here’s a quick summary:   Focusing only on the top line (sales) instead of on the bottom line (profit) Not understanding how their sales break down across products Not measuring gross margin and having no idea how much they make on each sale Not understanding how their gross margin breaks down across products ... [continue reading]


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Five stars

"Simple and effective product for creating your financial projections!"
~ Elijah, Entrepreneur

Five stars

"This is a very helpful program for budding entrepreneurs!"
~ Parker, Entrepreneur

Five stars

"I found ProjectionSmart to be user friendly and extremely insightful. I am grateful to have had this as a resource!"
~ Cody, Entrepreneur

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